How To Be Better Off with René Carayol Part 1 Getting Started Are you really up for this? Fitness Training Your FinancesWould you like to be better off? Get out debt? Have more disposable income each month or even start saving for the future? I think we could all say ´yes´ to one of these - but the real question is, where do you start?You might be asking yourself, ´´is it really worth all that hassle to pay off your debts? Surely life is too short?´´ Whether its credit card debt, your mortgage, loans or an overdraft, the true fact is all these debts aren´t going to go away, they are going to get bigger. The strain you find yourself under in going to increase and so will the hardship you´ll have to endure. Thinking ´´you only live once, so you may as well enjoy it´´ is not going to help you in the long term and what will you do then, when it will be even harden to make a difference to your situation?In this audiobook series, René Carayol, straight talking presenter of the cult BBC TV series ´Pay off your mortgage in 2 years´, will provide you with in-depth and straightforward advice on how you too can be better off and avoid that horrific feeling of being in debt or not having enough money with no game plan for getting out of it. He will use many lessons learned the hard way from the brave volunteers on his TV series. This is real-world advice not theory; it is best and worst practice from ´ordinary´ people trying to clear their debts and realise their dreams. He will push you and on occasion make you feel uncomfortable but will always inspire you to keep running up that hill to financial freedom.www.carayol.com ungekürzt. Language: English. Narrator: Rene Carayol. Audio sample: http://samples.audible.de/sp/sylo/000013de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
In 2005, Joel Greenblatt published a book that is already considered one of the classics of finance literature. In The Little Book that Beats the Market—a New York Times best seller with 300,000 copies in print—Greenblatt explained how investors can outperform the popular market averages by simply and systematically applying a formula that seeks out good businesses when they are available at bargain prices. Now, with a new Introduction and Afterword for 2010, The Little Book that Still Beats the Market updates and expands upon the research findings from the original book. Included are data and analysis covering the recent financial crisis and model performance through the end of 2009. In a straightforward and accessible style, the book explores the basic principles of successful stock market investing and then reveals the author’s time-tested formula that makes buying above-average companies at below-average prices automatic. Though the formula has been extensively tested and is a breakthrough in the academic and professional world, Greenblatt explains it using sixth-grade math, plain language, and humor. He shows how to use his method to beat both the market and professional managers by a wide margin. You’ll also learn why success eludes almost all individual and professional investors, and why the formula will continue to work even after everyone ´´knows” it. While the formula may be simple, understanding why the formula works is the true key to success for investors. Greenblatt will take listeners on a step-by-step journey so that they can learn the principles of value investing in a way that will provide them with a long term strategy that they can understand and stick with through both good and bad periods for the stock market. ungekürzt. Language: English. Narrator: Adam Grupper. Audio sample: http://samples.audible.de/bk/sans/005257de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Sharon Lechter is dedicated to sharing relevant and actionable steps to help you build a strong and sustainable financial foundation for your family. As co-author of Think and Grow Rich - Three Feet From Gold and Rich Dad Poor Dad, and Founder of Pay Your Family First, Sharon´s messages have helped people around the globe take control of their financial lives. Please enjoy Sharon´s It´s Your Turn to Thrive, an audio series created just for you. In this audio, Sharon is joined by Robert Graham, President and CEO of RG Capital, a financial advisory, investment banking and corporate development firm. Sharon and Robert discuss the importance of and how to Create Your Personal Investment Plan. Language: English. Narrator: Robert Graham. Audio sample: http://samples.audible.de/bk/made/000379de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
While there are many factors involved in repairing your credit score, your personal commitment to repairing your score is important. You, not the credit reporting agencies, your creditors, nor the government, is going to take responsibility to repair your credit score for you. This book will give you all the information that you´ll need to begin repairing your credit score now. There are so many options for those who want to cut down or eliminate debt. Once you have made the decision to do so, it takes sheer will and determination to follow through with a plan and act. Depending on the mountain of debt you have, it may seem like a slow, rocky start. However, the climb to the top will be worth it because financial freedom is on the other side. Don´t be discouraged if you mess up a few times. Take the necessary steps to get back on track and stick with it. No matter what your situation or how much debt you have, there is always a way to start fresh and create a new future for yourself and your family. Make that decision today! Language: English. Narrator: Anneliese Rennie. Audio sample: http://samples.audible.de/bk/acx0/079692de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Feeling financially tapped, emotionally trapped? Do you feel the heat rise in you every time you pay bills or feel the aggravation of watching a loved one waste money? Is your ´´Money Nerve´´ being pinched? This audiobook will help you navigate your emotional response to money, tips for making conscious choices, and living a life of proactive abundance. This dynamic approach to personal finances will replace your outdated belief systems related to money, help you overcome fears around money, teach you to have a healthy relationship with money, and create honest budgets. With compelling personal narrative, Bob Wheeler identifies the struggles within financial histories that bind us to the past, and breaks open new possibilities, creating new roadmaps for the future. The Money Nerve sets you on a path to financial freedom. Purchase your copy today and start your new financial journey! ungekürzt. Language: English. Narrator: Matt Knudsen. Audio sample: http://samples.audible.de/bk/acx0/022211de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Your future is in your hands. Far too many individuals wind up with next to nothing in their 401(k) account, as they never took the brief bit of time required to ensure you´re going to end up with the biggest nest egg possible. The thing is, it´s really not that hard! Dig into this book, and let´s ensure your future becomes financially brighter and brighter with each passing day. Here´s a preview of what this 401(k) book contains: An introduction to the 401(k) Plan Taxation of 401(k) Plans How to Withdraw Funds from a 401(k) Account Making Contributions to a 401(k) Plan How Employer Matching Works How to Enroll in a 401(k) Plan Where to Invest the 401(k) Account What is a 401(k) Rollover? 401(k) Plan for a Small Business Managing the 401(k) Account 401(k) Loans and Hardship Withdrawals And Much, Much More! ungekürzt. Language: English. Narrator: Bo Morgan. Audio sample: http://samples.audible.de/bk/acx0/060126de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Do you find yourself buying something when you know you can´t afford it? Do you get to the end of the month having already spent all your wages? Do you always seem to be wondering where your money goes and never seem to have enough? Or do you bury your head in the sand and hope your debts will go away? We all live in a consumer society and want what everyone else seems to have; regardless of whether we need it or can afford it. We want it all and we want it now. There´s nothing wrong with treating ourselves but in excess it can be dangerous. A decade of unprecedented economic growth and easily accessible credit has created a mindset and a way of life that is simply not sustainable. As a result, more and more people are in debt or struggling to get by and more and more people need advice. It doesn´t have to end with you wondering how you will be able to pay the bills, stressed and drowning in debt. But it is vital to take action now, before it is too late. In this audiobook René Carayol, straight-talking presenter of the cult BBC TV series ´Pay Off Your Mortgage In 2 Years´, will help you Sort Your Finances Out by guiding you away from the financial rapids and back towards calmer waters without losing your ambition or aspirations. René Carayol offers practical advice on how YOU can be better off and avoid the sinking, claustrophobic feeling of being in spiralling debt with no game plan for getting out of it. This is real, practical advice that avoids complex theory and unobtainable goals; it is a look at best and worst practice from ´ordinary´ people trying to clear their debts and striving to realise their dreams of financial freedom. www.carayol.com ungekürzt. Language: English. Narrator: René Carayol. Audio sample: http://samples.audible.de/sp/sylo/000004de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Live Your Life Insurance shows you exactly how you can take advantage of one of the most common, but misunderstood, financial tools. In it, you´ll discover exactly how you can use your life insurance to benefit you while you are alive - and help you build financial security. In addition, it will reveal ways to make the best of your policy no matter what age you are. Most people don´t realize what a powerful tool they have in their life insurance policies - this book will be your guide. ungekürzt. Language: English. Narrator: Kim D. H. Butler. Audio sample: http://samples.audible.de/bk/acx0/060981de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Peter L. Bernstein tells the story of history´s most coveted, celebrated, and inglorious asset: gold. From the ancient fascinations of Moses and Midas through the modern convulsions caused by the gold standard and its aftermath, gold has led many of its most eager and proud possessors to a bad end. Gold had them, rather than the other way around. And while the same cycle of obsession and desperation may reverberate in today´s fast-moving electronically-driven stock markets, the role of gold in shaping human history is the striking feature of this tumultuous tale.This fascinating account begins with the magical, religious, and artistic qualities of gold and progresses to the invention of coinage, the transformation of gold into money, and the gold standard. The more important gold becomes as money, the more loudly it speaks of power. Ultimately, Bernstein confronts the future of gold in a world where it appears to have been relegated to the periphery of global finance.Far more than a tale of romantic myths, daring explorations, and the history of money and power struggles, The Power of Gold suggests that the true significance of this infamous element may lie in the timeless passions it continues to evoke, and what this reveals about ourselves. Language: English. Narrator: Eric Conger. Audio sample: http://samples.audible.de/bk/rand/000088de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Are you ready to get results with your credit status? Discover credit repair strategies that work! If you´re living with bad credit or debt that is less than desirable, you are not alone. Terrible credit makes numerous things troublesome, unimaginable, or more extravagant. Whether you´ve had a major financial crisis or you let payments sneak past and have harmed your credit standing, modifying your credit is not just conceivable, it´s important. Without great credit, you may be turned down for loans or experience difficulty with continually expanding credit card rates. So what are you able to do to repair or rebuild your credit? Find how to at last repair your credit and get back your budgetary flexibility! You will learn particular regulated techniques to help enhance your FICO assessment and beat any credit provokes you may have. In getting your finances on track, it is extremely imperative to comprehend the diverse components that influence your credit score and credit rating. This Simple Credit Repair And Credit Score Repair Guide will teach you how to repair your credit and increase your credit score. It is packed with powerful credit repair techniques. Discover tools that would allow you to change your credit situation. Learn a step-by-step plan for rebuilding your credit. If you´re looking for where to start, or how to start repairing your bad credit, this is the resource for you! Language: English. Narrator: Phil Baker. Audio sample: http://samples.audible.de/bk/acx0/024908de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Unfortunately, we often put off finding the answers to these questions until it´s too late to do us any good. The questions asked in this audiobook are designed to help you think about your finances now, and come up with your own answers as you listen to this informational material, so that you will be on a more solid footing when the unexpected comes along. You don´t have to be a genius to figure out how to be productive with your personal finances. Virtually anyone can become financially free if they understand what´s in this audiobook. Learn about: Myths and the media Getting past fear Building a foundation What are you worth? Identifying resources Increasing your wealth Smart investing Living your dreams Language: English. Narrator: Garrett Gunderson. Audio sample: http://samples.audible.de/bk/gdan/002125de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
What will you learn from this audiobook? Tackling nine specific financial myths, Killing Sacred Cows is a must for mission-driven individuals. It plainly reveals these shocking truths kept hidden by the traditional financial industry: A 401(k) is not the ´´safe´´ and ´´smart´´ plan that you have been told it is; in fact, it´s an extremely risky investment for most people. Learn to create safer investments that are collateralized, cash-flowing, controllable, and aligned with your expertise, passion, and purpose. Conventional retirement planning strategies, techniques, and products are probably keeping you from the retirement you really want. You can maximize the productivity of your resources, reduce risk, and retire well with the right education and a proper macroeconomic plan. Net worth is a poor indicator of wealth and your ability to retire well. What matters is cash flow, and this book will teach you how to develop it. Debt may not be what you think it is. Learn the proper definition of debt and how this understanding can immediately increase your prosperity. ´´High risk equals high returns´´ is dangerous dogma. Learn how to increase your returns and reduce your risk through smart, value-based investing. How to identify the hidden factors that are causing you financial pain and misery. Finally, you can treat more than just symptoms and address root causes. By the time you´re done listening to this book, you´ll know more about personal finance than most financial advisors - and this is no joke! You´ll discover how to take control of your finances now. After hearing it, you´ll scoff at generic recommendations from financial advisors who push the same products on every client regardless of their unique personal goals and financial blueprint. ungekürzt. Language: English. Narrator: Garrett B. Gunderson. Audio sample: http://samples.audible.de/bk/gdan/002153de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.