Are you tired of having your money seemingly disappear from your pocket? Of fighting debt? Of having the feeling that no matter how much you work, you´ll never have enough money to buy what you really want? Are you ready to take action, to take responsibility over your earnings and expenses with a simple, yet smart and efficient budget plan and finally accomplish your financial goals? Maybe you´re thinking that the only thing worse than budgeting is listening to a book about budgeting. And you may be right. But with this book, my hope is that I can change your mind. My hope is that by following this challenge, you will feel more in control of your spending habits, have clearer and more meaningful financial goals and, most importantly, have a little fun while doing it! In this book, we´ll look at ways to uncover your own personal psychology behind money, as well as practical methods to make and reach finance goals. From saving pennies here and there by cutting out mindless spending to rethinking your approach to saving entirely, we´ll tackle your money issues the simple way: day by day. We´ll consider realistic ways to save money, but also look in-depth at what it really means to live a minimalist life and what the true value of the items in our lives actually is. The 21-Day Budgeting Challenge will help you to: Identify your ´´money personality´´ Set up a realistic budget that works for you Get out of debt Understand minimalism and how it compares to consumerism Incorporate practical and fun tips to save money you might not have thought of before And much more! ungekürzt. Language: English. Narrator: Francie Wyck. Audio sample: http://samples.audible.de/bk/acx0/052030de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Do you have enough money? Are you taking care of your family? Do you know what to do with the money you have? Are you rich? The truth about money might surprise you. The answers to these questions will challenge you. Financial Advisor and certified success coach Beau Henderson has a fresh new approach to wealth creation and investing. He´ll tell you things about money that no one else will - what it is, who it serves, and the effect it has on all areas of your life, including health, relationships, and business. It doesn´t matter where you are in regards to your finances. You can make the 10 investments and apply the one master principle outlined in this book to raise your financial IQ and get on track toward building a blueprint for true wealth - one that´ll leave a legacy for future generations. And, best of all, it´s not as hard or as complicated as everyone else out there would like you to believe! Here´s what you´ll learn in this life-changing book: Wise stewardship and creating favorable conditions for success How to master your money map to be in the top five percent How to live your unique definition of a rich life The connection between money and relationships How to quit repeating the same mistakes once and for all How to build a portfolio to ensure true wealth Thieves that can take you out of the game and steal your rich life The number-one investment for you right now How to easily uncover your purpose The connection between money and health The one discipline that guarantees success How to increase your energy The importance of clarity Giving back and getting more How to invest in unique experiences Attaining the priceless asset: peace of mind ungekürzt. Language: English. Narrator: Kevin Clay. Audio sample: http://samples.audible.de/bk/acx0/043916de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
It is your right to be rich. You are here to lead an abundant life and to be happy, radiant, and free. You should, therefore, have all the money you need to lead a full, happy, prosperous life. There is no virtue in poverty; it is a mental disease, and it should be abolished from the face of the earth. You are here to grow, expand, and unfold - spiritually, mentally, and materially. You have the inalienable right to fully develop and express yourself along all lines. You should surround yourself with beauty and luxury. Why be satisfied with just enough to go around when you can enjoy the riches of the infinite? In this book you will learn to make friends with money, and you will always have a surplus. Your desire to be rich is a desire for a fuller, happier, more wonderful life. It is a cosmic urge. It is good and very good. Murphy has a gift for expressing great truths in a clear manner. If you are a hard worker but simply can´t seem to get ahead, this book will change your life. As always, Murphy includes specific examples of what people can achieve if they start using their imaginative intelligence. These examples will inspire you to try out his methods for yourself. ungekürzt. Language: English. Narrator: Sean Pratt. Audio sample: http://samples.audible.de/bk/gdan/001979de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Want to learn exactly how to get started saving money and learn what the pros do? Discover the secrets for successful money saving that teach you how to keep to your budget every time...even as a beginner! Just follow the instructions and you´ll be saving like a pro in no time! Are you ready to get started on your journey to becoming a skilled money saver? Yes? Then let´s get started! All too often a budding budgeter will rush right out, buy up all the bargains they see and end up spending more than they would if they had thought about it first. A bargain is not a bargain unless you need it. Sadly, the experience is usually less than positive and they arrive home tired and dejected with an empty wallet yet again. The bargain products end up in the kitchen bin because they went bad before they could be used and the dream of staying within your budget disappears. Another scenario that occurs frequently is going shopping with a buddy or acquaintance presenting himself as a self-proclaimed ´´expert´´. You know the type. He knows it all and proceeds to let you know everything you are doing ´´wrong´´. Before you know it you have connected the experience with the jerk and you let the whole money saving idea fade into oblivion. It doesn´t have to be like that. You can learn the basics of saving money and take it to whatever destination you desire. This book gives you everything you need to get started. Not only will you learn how to select the right bargains for your needs, you will learn also learn how to maintain that budget. ungekürzt. Language: English. Narrator: Charles King. Audio sample: http://samples.audible.de/bk/acx0/082829de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Is debt taking the fun out of life? Are you a prisoner to debt? Debt puts a great deal of pressure on you. This pressure creates stress and worry than can easily consume your life. When you are in debt, it can feel like there is no way out. This book will show you how to control debt and not let your debt control you. In order to do this you must change your mind set in regards to money, consumption, and debt. Developing a plan to get out of debt is easy. Remaining committed to your plan to get out of debt is very difficult. In this book you will learn how to prepare for the pressures of debt. Learning to control your finances and understand interest accumulation will help you get out of debt. However, understanding the monetary requirements that help you get out of debt are not enough to help you stay out of debt. You will learn the following insights about developing a debt-free mindset: How to be realistic about debt How to make a custom plan to eliminate debt How to increase your income above your level of consumption Why debt effect your personality and ability to improve life How to stop focusing on what you don´t have How to not be effected by the pressures of debt ungekürzt. Language: English. Narrator: Trevor Clinger. Audio sample: http://samples.audible.de/bk/acx0/067046de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
A strange phenomenon befalls Charles. In search of how to be rich he discovers a secret the universe reveals only to those who are ready. A chance meeting with one of his idols, a well-known multi-millionaire author, leaves Charles in an uncomfortable state. Charles must discover the secret of getting rich, but he first has to come to terms with the price he has to pay. Through his encounter with his idol, he meets a unique stranger who tells Charles what he must do in order to become rich, but the price may be too great. This is not your typical get rich book, or rags to riches tale. In In Search of Riches you will think twice about how riches are truly earned. ungekürzt. Language: English. Narrator: Jeff Werden. Audio sample: http://samples.audible.de/bk/acx0/069714de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Do you find yourself buying something when you know you can´t afford it? Do you get to the end of the month having already spent all your wages? Do you always seem to be wondering where your money goes and never seem to have enough? Or do you bury your head in the sand and hope your debts will go away? We all live in a consumer society and want what everyone else seems to have; regardless of whether we need it or can afford it. We want it all and we want it now. There´s nothing wrong with treating ourselves but in excess it can be dangerous. A decade of unprecedented economic growth and easily accessible credit has created a mindset and a way of life that is simply not sustainable. As a result, more and more people are in debt or struggling to get by and more and more people need advice. It doesn´t have to end with you wondering how you will be able to pay the bills, stressed and drowning in debt. But it is vital to take action now, before it is too late. In this audiobook René Carayol, straight-talking presenter of the cult BBC TV series ´Pay Off Your Mortgage In 2 Years´, will help you Sort Your Finances Out by guiding you away from the financial rapids and back towards calmer waters without losing your ambition or aspirations. René Carayol offers practical advice on how YOU can be better off and avoid the sinking, claustrophobic feeling of being in spiralling debt with no game plan for getting out of it. This is real, practical advice that avoids complex theory and unobtainable goals; it is a look at best and worst practice from ´ordinary´ people trying to clear their debts and striving to realise their dreams of financial freedom. www.carayol.com ungekürzt. Language: English. Narrator: René Carayol. Audio sample: http://samples.audible.de/sp/sylo/000004de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Everyone knows how to get into debt, but few people know how to establish and maintain a budget. Our How to Budget package bundles two fascinating books into one great price so that you can get ahold of your earnings before it´s too late. If you want to find out how to increase your income while simultaneously building funds for later, then you owe it to yourself to invest in this two-part book series. No matter if you are a younger person looking to save early or an experienced worker who is now struggling to stay afloat, How to Budget will provide you with the tools you need to pay everything on time and otherwise live comfortably once and for all. Not only will you be living within your means, you´ll also be creating a prosperous future. Let us take the financial stress off your shoulders and teach you how to build a budget today. If you are struggling with debt and everything seems hopeless, know that there is always a way to break free! Take control of your money and learn how to create wealth with How to Budget! Included: Money: Top Secrets of Accumulating More Money Money Mastery ungekürzt. Language: English. Narrator: Jared Frederickson. Audio sample: http://samples.audible.de/bk/acx0/084065de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
When you´re up and at ´em at six and hitting the sack by 10, while earning an income and raising a family in the hours between, who has time to think through financial decisions? Written by top USA Today personal finance columnists Sandra Block and John Waggoner, and reporter Kathy Chu, The Busy Family´s Guide to Money cuts to the chase with real, practical, and fast financial solutions.Whether learning how to rework the family budget or shop around for the best college savings account, this audiobook will help you get a handle on the most pressing financial issues your family faces.Learn how to: discuss money with a spouse; create a budget the family can stick to; get the best mortgage; take control of debt; teach your kids about money management; get the most out of healthcare; plan for college and retirement; simplify investments, and...avoid mistakes! You´ll also find out how to claim kids as tax breaks, deal with major one-time expenses, save for retirement, and protect your loved ones with basic legal documents.Includes audio commentary by the authors and eGuide with resources. Language: English. Narrator: Sean Eden, Cynthia Marcucci. Audio sample: http://samples.audible.de/bk/nolo/000003de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Jasmine Birtles believes that anyone can be better off, she just needs to show you how.Packed full of practical financial advice and brilliant money-saving ideas, The Money Magpie shows you how to spend less, make more and invest what´s left over, even in hard times. Based on this key idea, Jasmine tells you how to:Be the King or Queen of cash by getting the best deals on utilities, credit cards and food Assess and manage your finances with clear, easy-to-follow techniquesMake more money instantly using what you have already Work out a long term plan for increasing wealth that fits into your lifestyle With handy links to Jasmine´s fast-growing website www.moneymagpie.com, and the use of self-assessment quizzes, brilliantly simple advice and ideas that mould around the way you live, The Money Magpie will teach you how to be rich, whatever your situation. Jasmine Birtles has a background in financial and business journalism, as well as being a TV presenter and humorist. She writes for the Mirror, the Independent on Sunday, Cosmo, Glamour and Essentials, and has a daily column in the Express. Jasmine appears regularly as a financial expert on GMTV, This Morning, The Wright Stuff, BBC Breakfast, Working Lunch, Tonight and all the news channels. Her latest project is for BBC Learning, where she presents online for BBC RaW Money, helping with financial literacy and skills for everyday life. ungekürzt. Language: English. Narrator: Jasmine Birtles. Audio sample: http://samples.audible.de/bk/summ/000186de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Here´s hope in hard times! Financial woes can devastate a marriage. But there is a better way - God´s way! Financial expert Howard Dayton shows you how to discover God´s approach to growing your finances and strengthening your relationship. You will learn what to do before you say ´´I do,´´ how to discover your financial responsibility, and all about successful money management. Howard also looks at such issues as blending your family and the special challenges of stay-at-home moms. He offers practical, biblical principles to common problems, shares encouraging stories of real-life couples, and provides interactive discussion opportunities for you and your spouse. Whether you´re engaged, newly married, or empty nesters - this audio will help you cultivate the joy God intends for your marriage. ungekürzt. Language: English. Narrator: Howard Dayton. Audio sample: http://samples.audible.de/bk/oasi/000513de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
More and more people are looking to keep money in their pockets. With inflation on the rise, things like everyday living, rent, high-interest mortgages, and car payments can become burdensome. However, there are many actionable tips you can start implementing today so that you can finally become free from the worry and stress you feel every day. Once you apply these strategies for a few weeks or longer, you´ll be able to buy the things you truly desire without having to worry. Imagine purchasing the car of your choice without taking out high-interest-rate loans or the freedom you´ll feel knowing that you have more control of your financial success. The harsh reality is that most people are living paycheck to paycheck, with thousands of dollars in credit card debt and less than $500 in their accounts. What do you think would happen to those who got laid off or, worse, injured? The truth is that if you don´t have the extra cash on hand, you can get cleaned out quick. Fortunately, there is great news. There are many ways you can start monitoring your finances today so that you can finally breathe and take control of your financial future. It´s going to take some dedication, sacrifice, and awareness, but you´ll be back in the driver´s seat and on the road to success in no time. Let your friends know about your goals, and acquire an accountability partner to help you with your financial plans. These strategies have helped the author and countless others achieve financial independence. In this book you will learn: A quick and simple method to monitor your daily and weekly spending How to drastically reduce your transportation costs How to cut your energy costs at home How to quickly and easily reduce your grocery and takeout costs Plus many, many more miscellaneous frugal tips to keep money in your pocket! ungekürzt. Language: English. Narrator: James H. Kiser. Audio sample: http://samples.audible.de/bk/acx0/053593de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.