Unfortunately, we often put off finding the answers to these questions until it´s too late to do us any good. The questions asked in this audiobook are designed to help you think about your finances now, and come up with your own answers as you listen to this informational material, so that you will be on a more solid footing when the unexpected comes along. You don´t have to be a genius to figure out how to be productive with your personal finances. Virtually anyone can become financially free if they understand what´s in this audiobook. Learn about: Myths and the media Getting past fear Building a foundation What are you worth? Identifying resources Increasing your wealth Smart investing Living your dreams Language: English. Narrator: Garrett Gunderson. Audio sample: http://samples.audible.de/bk/gdan/002125de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
What does the future hold for the US dollar? Will hyperinflation drain your bank account while you struggle to maintain a grip on what little you have left as its value erodes? Are your 401(k)s safe undercurrent economic and government policies? These questions and many more are answered in Dr. Solomon Greenberg´s latest work: How to Survive When the Dollar Dies: A Financial Battle Plan. Inside you´ll learn the answers to: Is Western civilization the cause or the cure of modern financial woes? What happens when the dollar´s value reaches the point of no return? Can banks be trusted anymore? Should you take your money out of your 401(k) and other retirement accounts? How to purchase income producing assets to offset the erosion of the dollar. Advice on getting free and clear with all your assets. Our foreign currencies a better answer? Is bitcoin a high-tech salvation? Why owning income producing assets in a failed economy is a smart idea. And much, much more! Time is running out for the US economy. It is imperative for every American to get their financial house in order and be prepared for a time not so far away when America and even the world will be transformed into a much different place. Those that are prepared will thrive in the face of adversity. Do not miss this brilliant program by renowned financial strategist Dr. Solomon Greenberg. ungekürzt. Language: English. Narrator: Gerald Zimmerman. Audio sample: http://samples.audible.de/bk/acx0/082892de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Whatever their ages, you can still turn your kids into super savers, savvy shoppers, and cautious users of credit. The author, a mother of three and senior editor of Kiplinger´s Personal Finance Magazine, has compiled an invaluable guide for parents who want their children to: Understand How Money Works; Distinguish Wants from Needs; See Through Advertising Hype; Use An Allowance - or Income - Wisely; Experience the Joy of Earning, Saving, and Giving; Invest and Collect for Benefit - and Fun; Live Within Their Means; Create Their Own Opportunities for Work and Income; Live Independently When the Time Comes; Balance Their Priorities - School, Work, and Family.Strictly for parents, Bodnar also offers advice on how to identify your ´´Money Style´´, set limits, and reaffirm values you want to share with your children. Language: English. Narrator: Janet Bodnar. Audio sample: http://samples.audible.de/bk/pnix/000478de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Want to learn exactly how to handle your personal finance properly and learn what the pros do? Discover the secrets for successfully handling finances that teach you how to stay out of debt and save money every time...even as a beginner! Just follow the instructions and you´ll be saving like a pro in no time! Are you ready to get started on your journey to becoming skilled at handling your personal finances? Yes? Then let´s get started! All too often a budding saver will rush right out, buy all those goods that they want whether they have the money for them or not, and head right out of the store hoping for a lifetime of fun. Sadly, the experience is usually less than positive and they end up laden with a huge debt that is with them for life no matter how much they try and get out from under it. Their goods may even end up being repossessed and their dream of an enjoyable life disappears. Another scenario that occurs frequently is taking notice of a buddy or acquaintance presenting himself as a self-proclaimed ´´expert´´ in saving money. You know the type. He knows it all and proceeds to let you know everything you are doing ´´wrong´´. Before you know it, you have connected that saving experience with the jerk and you let the whole experience fade into oblivion, never willing to try it again. Somehow it just didn´t work for you. It doesn´t have to be like that. You can learn the basics of handling your own finance and take it to whatever destination you desire. This book gives you everything you need to get started. Not only will you learn how to get out of debt, you will also learn how to stay out of debt without denying yourself that holiday you dreamed of or those little treats you enjoy. Language: English. Narrator: Korbid Thompson. Audio sample: http://samples.audible.de/bk/acx0/083097de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Discover the secrets of how to budget in this amazing book! Inside you will find a detailed description of the different methods to budget and manage your money. Somebody once said that failing to plan is planning to fail. And failing to manage is managing to fail. Just like an untended garden, many important areas of our lives can be very messy to say the least without good active management. One of those areas is personal finance. Meeting responsibilities on a daily basis while also trying to save for your future can seem impossible. Sometimes just meeting your minimum financial obligations can be a nightmare. There are things you can do to make it manageable. The biggest problem that most people face is that they simply don´t know how to budget. You may try to set money aside for bills and other expenses. You may watch your bank balances closely to make sure you don´t overdraft. Often this is not enough. Planning is necessary. Today budgeting is taught in high school. Most schools offer a financial management class that is required for graduation. This means that the most recent generations will be armed with the knowledge they need to manage their finances. For those who are older, budgeting is not something that was taught. It was something you learned by trial and error, if at all. This lack of education and skills has led to a staggering number of Americans living from paycheck to paycheck, with no idea how to bring themselves out of the rut. This book is aimed toward those who do not have experience or knowledge of budgeting. It will take you through three methods of budgeting and the steps necessary to make them work. By the end of this book you should be prepared to begin budgeting and achieve a long awaited financial stability. ungekürzt. Language: English. Narrator: Diane Busch. Audio sample: http://samples.audible.de/bk/acx0/088764de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
More and more people are looking to keep money in their pockets. With inflation on the rise, things like everyday living, rent, high-interest mortgages, and car payments can become burdensome. However, there are many actionable tips you can start implementing today so that you can finally become free from the worry and stress you feel every day. Once you apply these strategies for a few weeks or longer, you´ll be able to buy the things you truly desire without having to worry. Imagine purchasing the car of your choice without taking out high-interest-rate loans or the freedom you´ll feel knowing that you have more control of your financial success. The harsh reality is that most people are living paycheck to paycheck, with thousands of dollars in credit card debt and less than $500 in their accounts. What do you think would happen to those who got laid off or, worse, injured? The truth is that if you don´t have the extra cash on hand, you can get cleaned out quick. Fortunately, there is great news. There are many ways you can start monitoring your finances today so that you can finally breathe and take control of your financial future. It´s going to take some dedication, sacrifice, and awareness, but you´ll be back in the driver´s seat and on the road to success in no time. Let your friends know about your goals, and acquire an accountability partner to help you with your financial plans. These strategies have helped the author and countless others achieve financial independence. In this book you will learn: A quick and simple method to monitor your daily and weekly spending How to drastically reduce your transportation costs How to cut your energy costs at home How to quickly and easily reduce your grocery and takeout costs Plus many, many more miscellaneous frugal tips to keep money in your pocket! ungekürzt. Language: English. Narrator: James H. Kiser. Audio sample: http://samples.audible.de/bk/acx0/053593de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
When it comes to you and your money, it is important to remember that your income can only go as far as you can. Do you know anybody who has ever won the lottery? Studies actually have found that people who have suddenly won or inherited large amounts of money often end up losing it all after several years - and it´s likely not a coincidence. In many of these cases, these people did not have what it takes to handle their money, mentally. Interestingly, people who have worked themselves into being millionaires can often incur financial tragedies and still manage to get back on their feet within a short period of time. Think about it - if you believe that you don´t deserve a lot of money, will you be successful in handling it? If you have a shopping addiction and you do nothing to overcome it, what will your wallet look like? Does your character reflect your income? The point is that your financial situation will often reflect who you are as a person - the more successful you are in personal growth, the more your earning potential can be. If you´re the type of person who has the ability to exert willpower and discipline when it comes to kicking bad habits, going after goals, and being honest with yourself about your finances, chances are you´ll be much more well-off financially. The key to setting yourself up for financial success is to start from within. It is very easy to dream of becoming a millionaire, living in a mansion, and driving behind the wheel of a brand new car - but first, you must prepare yourself to get all of those things. Money doesn´t grow on trees, but it does grow from desire and ambition. Think back to school when you learned about cause and effect - there is an effect for every cause - your weight is an effect of what you eat, your knowledge is an effect of your desire to learn, and your money is an effect of what you do to earn and manage it. This book has something to offer to each and every person. ungekürzt. Language: English. Narrator: Christopher Shelby Slone. Audio sample: http://samples.audible.de/bk/acx0/045189de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Do you find yourself buying something when you know you can´t afford it? Do you get to the end of the month having already spent all your wages? Do you always seem to be wondering where your money goes and never seem to have enough? Or do you bury your head in the sand and hope your debts will go away? We all live in a consumer society and want what everyone else seems to have; regardless of whether we need it or can afford it. We want it all and we want it now. There´s nothing wrong with treating ourselves but in excess it can be dangerous. A decade of unprecedented economic growth and easily accessible credit has created a mindset and a way of life that is simply not sustainable. As a result, more and more people are in debt or struggling to get by and more and more people need advice. It doesn´t have to end with you wondering how you will be able to pay the bills, stressed and drowning in debt. But it is vital to take action now, before it is too late. In this audiobook René Carayol, straight-talking presenter of the cult BBC TV series ´Pay Off Your Mortgage In 2 Years´, will help you Sort Your Finances Out by guiding you away from the financial rapids and back towards calmer waters without losing your ambition or aspirations. René Carayol offers practical advice on how YOU can be better off and avoid the sinking, claustrophobic feeling of being in spiralling debt with no game plan for getting out of it. This is real, practical advice that avoids complex theory and unobtainable goals; it is a look at best and worst practice from ´ordinary´ people trying to clear their debts and striving to realise their dreams of financial freedom. www.carayol.com ungekürzt. Language: English. Narrator: René Carayol. Audio sample: http://samples.audible.de/sp/sylo/000004de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
You´re no idiot, of course. You know how to plan a budget, calculate your savings, and even do a straightforward 1040 tax return. But when it comes to taking full control of your finances, your confusion starts compounding. Don´t lose interest yet! The Complete Idiot´s Guide to Managing Your Money, Second Edition gives you the most up-to-date information you need to make sense of today´s confusing monetary environment. You´ll learn everything you need to know to make a sensible financial plan and make your money work for you. Language: English. Narrator: Grover Gardner. Audio sample: http://samples.audible.de/bk/oasi/000450de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Want to pay off your mortgage and be out of debt? This book has the solution. It´s full of valuable ideas and examples that others have used to eliminate their mortgage debt in just a few years. You will learn how to minimize expenses and plan your pay off strategy in an organized and practical manner. What do banks offer as a solution? Most banks only give you one option which is basically to send your payment every month for the next 30 years. Yes, you will have paid off your mortgage by then but there´s a better way. A faster way and easier way that requires simply planning for what needs to be done. Do you have a 30-year mortgage? Do you have credit card debt? Do you make insurance and property tax payments? If you answered ´´yes´´ to any of these questions, you can seriously lower your mortgage debt and the time it takes you to pay it off. If you answered ´´no´´, there´s still other options that are explained in detail. Most books give you general ideas as to what you can do to eliminate your mortgage debt but this book shows you how it´s done with real examples and solutions. You will see how payments amortize, how much interest goes towards payments, and how much interest you will pay over the life of the loan when presented with different solutions. ungekürzt. Language: English. Narrator: Paul Stefano. Audio sample: http://samples.audible.de/bk/acx0/088108de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
When you´re up and at ´em at six and hitting the sack by 10, while earning an income and raising a family in the hours between, who has time to think through financial decisions? Written by top USA Today personal finance columnists Sandra Block and John Waggoner, and reporter Kathy Chu, The Busy Family´s Guide to Money cuts to the chase with real, practical, and fast financial solutions.Whether learning how to rework the family budget or shop around for the best college savings account, this audiobook will help you get a handle on the most pressing financial issues your family faces.Learn how to: discuss money with a spouse; create a budget the family can stick to; get the best mortgage; take control of debt; teach your kids about money management; get the most out of healthcare; plan for college and retirement; simplify investments, and...avoid mistakes! You´ll also find out how to claim kids as tax breaks, deal with major one-time expenses, save for retirement, and protect your loved ones with basic legal documents.Includes audio commentary by the authors and eGuide with resources. Language: English. Narrator: Sean Eden, Cynthia Marcucci. Audio sample: http://samples.audible.de/bk/nolo/000003de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.
Seems like hiring a financial planner is all the rage these days, but if you´re already in financial trouble, how can you ever afford one? Deborah Smith Pegues, a Certified Public Accountant and an expert in managing money, will help you learn how to diminish your debt, save strategically, spend smart, and end up with financial peace and plenty in your pocket in 30 days. ungekürzt. Language: English. Narrator: Kiersten Kingsley. Audio sample: http://samples.audible.de/bk/oasi/000411de/bk_rhde_002536_sample.mp3. Digital audiobook in aax.